Categories
trader joes milk expiration date

chase bank in jamaica west indies

Location for all banks in JAMAICA. Sagicor Jamaica is one of the leading financial institutions in Jamaica. Jamaican banks are seeing tremendous growth in local customers and transactions as well as international customers and transactions. Jamaicas coronavirus testing capability has been boosted with the acquisition of a Genome Sequencing machine. document number on drivers license minnesota Chase gives you access to unique sports, entertainment and culinary events through Chase Experiences and our exclusive partnerships such as the US Open, Madison Square Garden and Chase Center. Transferring USD-NAD is easy with our comprehensive guide to the best ways to send money from the United States to Namibia. JN Bank is ranked among Jamaica's largest financial institutions and also offers remittance services through Jamaica National Money Transfer as well. Can You Bury someone in a dirt grave in Jamaica? We may also receive payment if you click on certain links posted on our site. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. The Jamaica National Building Society and Victoria Mutual Building Society are Jamaican financial institutions with offices in the U.S. All Jamaican commercial banks have correspondent U.S. banking arrangements. is a wholly-owned subsidiary of JPMorgan Chase & Co. Chase also offers online and mobile services, business credit cards, and payment acceptance solutions built specifically for businesses. Like My Site? Digital Banking. This is not to be considered as financial advice and should be considered only for information purposes. Choose from our Chase credit cards to help you buy what you need. Uncategorized chase bank in jamaica west indies mule palm growth rate Posted on July 3, 2022 Posted in are criterion appliances any good missile defense agency schriever afb address Jamaica has eight commercial banks, as categorized by the Bank of Jamaica as of September 10th, 2021. You can set up subscriptions to receive by email your bank movements or payment swift details calling to CitiService; FAQ . Copyright 2019, CHASE Fund. Yes, you can still send a money transfer if neither you nor your recipient in Jamaica has a bank account. A great way to dive deeper is by reading our extended To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesfor a HELOC. This website is using a security service to protect itself from online attacks. Looking for the best way to send money from the United States to family, friends or businesses in Jamaica (or even to your own overseas bank account)? Outside the US? With Business Banking, youll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and on managing payroll. Choose Schedule transfer and then choose the account that you want to make the transfer From. Then choose the account you're transferring the money To. You can do a one-time transfer or set up customized repeating transfers. CO-OPERATIVE CREDIT UNION LTD. Chase, JPMorgan, JPMorgan Chase, the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. Learn how to pick the right service to send your money to Uzbekistan. This will not incur any additional charges to you. After you've completed the page, you'll receive an email confirming your JN Bank appointment. To print a copy of the check, choose the Print Check Details icon in the top right corner of the page. Sharing Is Caring! Its operations in the UK will also strengthen its JN Money Transfer business. CHURCHES CO-OPERATIVE CREDIT UNION LTD. INTERTRADE FINANCE CORPORATION LTD. M/VL STOCKBROKERS LTD. PAN CARIBBEAN MERCHANT BANK LTD. STERLING ASSET MANAGEMENT LTD. Their online banking services requires two factors authentication before logging. Please review its terms, privacy and security policies to see how they apply to you. There could still be a Chase compatible ATM near you. National Commercial Bank Jamaica serves the corporate and individual sectors extensively. June 11, 2022 Posted by: what does dep prenotification from us treas 303 mean . Get a mortgage, low down payment mortgage, jumbo mortgage or refinance your home with Chase. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. You decide when its time to bank; manage your Chase accounts from one central location. To date, he serves over 9,300 unique readers / viewers per day. newly formed West Indies Federation. its operations in January 2003. Global Banking & Finance Review is a leading financial portal and Print Magazine offering News, Analysis, Opinion, Reviews, Interviews & Videos from the world of Banking, Finance, Business, Trading, Technology, Investing, Brokerage, Foreign Exchange, Tax & Legal, Islamic Finance, Asset & Wealth Management. Looking for the best way to send money from the United States to Europe? Our information is based on independent research and may differ from what you see from a financial institution or service provider. Thnx ;-). Cash Management. JPMorgan Chase Bank, N.A. chase bank in jamaica west indies. Click Here to see how. This means it is important to compare exactly how many Jamaican dollars your recipient will end up with. Your IP: This means that its customers and policymakers are its owners. Get a mortgage, low down payment mortgage, jumbo mortgage or refinance your home with Chase. Customer Service:Scotias customer service is available 24/7 seven days a week. These include The Bank of Nova Scotia Jamaica Ltd (BNS), First Caribbean, Citibank, First Global, Sagicor Bank, The National Commercial Bank, JMMB Bank (Jamaica) Limited and Jamaica National (JN) Bank Limited. SAFE Act: Chase Mortgage Loan Originators, Chase Visa Check card or a Chase ATM card. With Business Banking, youll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and on managing payroll. We can help you find the credit card that matches your lifestyle. Chase, JPMorgan, JPMorgan Chase, the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. The Centre was constructed by the CHASE Fund at a cost of $40.3M and will serve as a training facility for student teachers specializing in Early Childhood Education. Bank deposit accounts, such as checking and savings, may be subject to approval. When you view or click on certain links available on our articles, our partners may compensate us for displaying the content to you or make a purchase or fill a form. We can help you find the closest one, whether you have a, We're here to help you manage your money today and tomorrow, You might be able to use a portion of your home's value to spruce it up or pay other bills with a. Please review its terms, privacy and security policies to see how they apply to you. 4. reviews of each transfer service and researching first-hand customer feedback on Trustpilot and similar platforms. How many customers does the bank currently serve? ONG Semilla para el Cambio. Chase gives you access to unique sports, entertainment and culinary events through. Helpful technology that saves you time and keeps you in the know. They offer customer services via telephone, email as well as a live chatbox on their website. Customer Service: NCB customer service is top-notch. jpmorgan chase bank, n.a. It recently became the first Caribbean owned bank toopen a branch in the United Kingdom(UK). But opting out of some of these cookies may affect your browsing experience. This depends on the provider you choose as each will have its own sending limit. Las polticas de privacidad y seguridad de Chase no se aplican en ese sitio Web. RBTT Jamaica Limited (Parent -Royal Bank of Trinidad & Tobago), Merchant banks Find a Chase ATM or branch near you Search New York Jamaica Jamaica, New York branches and ATM locations Merrick Blvd and 110th Modified services. Now that our main criteria list is set, lets get to listing the Best Jamaican Banks in 2021. 32 East 31st Street, 4th Floor, Many online providers can offer transfers to Jamaica within minutes, although you're likely to pay a premium for the convenience. efforts have earned this site featured positions in local publications, We may receive payment from our affiliates for featured placement of their products or services. For example, services such as Xe and WorldRemit allow you to transfer as little as $1 while others will have a significantly higher minimum threshold. Branch with 4 ATMs (718) 291-3528 110-36 Merrick Blvd Jamaica, NY 11433 Directions Van Wyck Modified services. West Indies were looking reasonably solid at 169 for three 40 minutes after tea with top-scorer Raymon Reifer and Roston Chase building a patient partnership. This article will share with you the Best Jamaican Banks. Please review to verify the information is correct before choosing Submit Transfer.. Chase serves millions of people with a broad range of products. Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Read more about himhere. operates through the following Branch: . Security: NCB is considered the safest bank in Jamaica. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. The CHASE Fund 29-seater coaster bus, acquired for the Faculty of Medical Sciences at the University of the West Indies (UWI), was officially handed over on June 29, 2022. Use the payment calculator to estimate monthly payments. New York, NY, 10016. If you are on social media, here are the links to follow his latest posts: You are also invited tojoin his exclusive JAMHearts communitywhere like-minded Jamaican enthusiasts discuss all things Jamaican. First Caribbean is a major Caribbean bank offering full range market leading financial services in Corporate, Retail and Investment banking, Wealth Management, Credit Cards, Treasury Sales and Trading.It is the largest, regionally listed bank in the English-speaking Caribbean, with assets over US$10.9 billion and market capitalization of US$2.5 billion. Contact 8 Belmont Road, Kingston 5 Tel: (876) 908 4134 Fax: (876) 908 4139 including the Jamaica Gleaner's Hospitality Jamaica, Carlong Publishers, Energized and enlivened, fast bowler Alzarri Joseph led a stirring West Indies resurgence after tea as the visitors hit back against South Africa in the final session, on the opening day on Tuesday. New! Apply for auto financing for a new or used car with Chase. Requirements to Open a National Commercial Bank (NCB) Bank Account, Tourism is Not a Sustainable Sector for Jamaica, Three of Best Real Estate Companies in Jamaica, Black People Remember to Protest with Your Black Dollars, Schooling Alone Will Not Bring the Black Community out of Poverty. How likely would you be to recommend finder to a friend or colleague? Vision Statement. JPMorgan Chase Bank, N.A. SAFE Act: Chase Mortgage Loan Originators. We can help you find the closest one, whether you have a, We're here to help you manage your money today and tomorrow, You might be able to use a portion of your home's value to spruce it up or pay other bills with a. Share this awesome content with your friends now. How can I do this through my bank account utilizing TT$, cost effectively, at a good exchange rate and without utilizing an intermediary currency (like US$, GBP, EUR, CAN)? They offer toll-free calls as well. Chase also offers online and mobile services, business credit cards, and payment acceptance solutions built specifically for businesses. How can I pay for my transfer to Jamaica? The Account Activity page displays your payment and deposit information with your present and available balances at the top of the page. Prepared by our U.S. Embassies abroad. Walnut Station. West Indies batsman Roston Chase is bowled out on the . Scotia DBG (Parent -The Bank of Nova Scotia) Choose the checking account that works best for you. To print a copy, choose the Print Deposit Details icon in the top right corner of the page. Sagicors services include banking, investments, life & health insurance, pensions, and real estate services. Popularity: NCB is the most Pupolar Bank in Jamaica when it comes to customers. The CHASE Fund is Managed by an twelve (12) member Board along with staff members from wide range of educational and socio-economic backgrounds, C-Arm Machine Handed over to the Mandeville Regional Hospital, UWI Medical Students Benefit from Bus Financed by CHASE Fund, CHASE Advancing Technology in Early Childhood Institutions, CHASE Funds New Building for May Pen Infant School, EARLY CHILDHOOD CENTRE OPENED AT BETHLEHEM MORAVIAN COLLEGE, Jamaica Now Able to Track COVID-19 with Genome Sequencer Provided by CHASE, PONDSIDE PRIMARY SCHOOL GETS NEW CLASSROOMS, libraries, archives, historic sites, documentation facilities, cultural activities, monuments, documentary film footage, equipping and upgrading health facilities, training of personnel, cancer prevention, detection, treatment and care, kidney failure treatment, programmes for prevention of drug abuse, health care for the mentally challenge, local museums, cultural displays and exhibitions, training, develop dynamic leadership qualities in youth, sports development as part of national building, building, upgrading and equipping of early childhood resource centres, support research, scholarships for specialists. The security of your personal information is always a priority at Chase. Copyright 2010-2022 GBAF Publications Ltd - All Rights Reserved. There could still be a Chase compatible ATM near you. BNP Paribas Over 3,400 ATMs throughout France. Double-check the total Jamaican dollars your recipient gets. The Jamaica National Building Society and Victoria Mutual Building Society are Jamaican financial institutions with offices in the U.S. All Jamaican commercial banks have correspondent U.S. banking arrangements. To set up an appointment, contact your dedicated team, any time, at the following numbers: 1-800-462-9003, toll free, or 954-485-3777. Finder makes money from featured partners, but editorial opinions are our own. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. They nearly always offer better JMD exchange rates and lower fees, so for the same amount of US dollars you send, your recipient will receive more Jamaican dollars. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Choose from our Chase credit cards to help you buy what you need. Looking for the best way to send money from the United States to Malawi? Certain custody and other services are provided by JPMorgan Chase Bank, N.A. Includes a list of U.S. banks operating in the market; indicates whether Ex-Im Bank offers any country-specific programs. Fill out your information to meet with an advisor to discuss your investment goals. Transfer money overseas with credit or debit card, How we chose these companies to send money to Jamaica. Phone: (718) 658-1537 (718) 658-1537. 8 ATMs. Welcome to Yaad Finance: Teaching Jamaicans How to Make their Money Grow | Yaad Finance S1 EP0. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, memberFINRA and SIPC. Hope this helps! It has received many international and regional awards and praise. Commercial Bank; Markets and Securities Services; . The Bank of Jamaica was created in 1960 and began operation in 1961, one year before Jamaica gained independence. If you're sending straight to their Jamaican bank account, you'll need the account number. Find properties for sale and rent across Jamaica with help from the experts of Coldwell Banker Jamaica Realty, we make every real estate transaction, real easy. Its never too early to begin saving. Need a really fast transfer? Reifer fell for 63 when he was caught behind off the last ball of a Marco Jansen over. It tells you each week about the new information that I have added, including new developments andgreat storiesfrom lovers of Jamaica! No coin transactions; cash transactions only via ATMs. Chase Branch with ATM Address 165-40 Baisley Blvd Jamaica, NY, US, 11434 Phone +17189490844 Fax +18553230554 Hours View Location Get Directions I Chase Bank Chase Branch with ATM Address 9059 Sutphin Blvd Jamaica, NY, US, 11435 Phone +17187390321 Fax +18558427008 Hours View Location Get Directions Branch Hours. Jamaicans looking for life insurance, health insurance, and investment opportunities, this bank is their number one choice. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 16,000 ATMs and more than 4,700 branches. Since 2002 NCB has been acquired and managed by AIC Canadas largest privately held mutual fund company. Whether you choose to work with a financial advisorand develop a financial strategy or invest online, J.P. Morgan offers insights, expertise and tools to help you reach your goals. Bank of Nova Scotia (BNS)provides many personal solutions, including - Accounts & plans, Credit Cards, insurance products, loans, Internet Banking, investment products, mortgages and so on. This category only includes cookies that ensures basic functionalities and security features of the website. Chinese, French, German, Greek, Italian, Japanese, Korean, Polish, Portuguese, Russian, Spanish, Tagalog, Vietnamese. Chase serves millions of people with a broad range of products. Please review its terms, privacy and security policies to see how they apply to you. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. How long will it take for my money to arrive in Jamaica? 2. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. We can help you find the closest one, whether you have a Chase Visa Check card or a Chase ATM card. information service that aims to provide you with information to help you make better decisions. Experience The REAL Jamaica!Book Your Private Tour hereand experience Jamaica the way we (locals) do! Directions. why does the airbus a350 have black windows. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Chase Auto is here to help you get the right car. The 2020 final numbers are not in yet. Its never too early to begin saving. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. 46.105.28.177 KAGISO Rabada picked up six for 50 to bowl South Africa to an 87-run victory over West Indies in the first Test at SuperSport Park in Centurion on Thursday. Xe can get money to your recipient in Jamaica within minutes. Send your money transfer to Jamaica. It has been in existence in Jamaica since 1889 and has since then grown to 35 branches island wide. Chase, JPMorgan, JPMorgan Chase, the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. See the real Jamaica in VIDEOS!Click Hereand see why over 90,000 fansare raving about my YouTube Channel! Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Its popularity is second only to NCB currently. Without it, some pages won't work properly. Popularity: Sagicor is very popular among working-class/corporate Jamaicans. You consent to our cookies if you continue to use our website. Chances are someone already asked (and got an answer to) your question. Phone: (876) 922-0750 Address: Nethersole Place PO Box 621 Kingston Jamaica, West Indies Phone: (876) 922-0750 The Bank of Jamaica, established by the Bank of Jamaica Law (1960), began operations in May 1961, terminating the Currency Board System which had been in existence from 1939. Member FDIC. The Jamaican National Commercial Bank is the leading bank in Jamaica. Customer Service: For anyone opening a bank account, this might be one of the most important criteria. Check here for the latestJ.P. Morgan online investingoffers, promotions, and coupons. 970 sq.ft. El contenido de la pgina o pginas siguientes estn solo en ingls. To qualify, decline the rental company's collision damage . Three of the most popular credit unions in Jamaica are City of Kingston Co-operative Credit Union Ltd (COK), theMontego Bay Cooperative Credit Union, and the Churches Credit Union. JPMorgan Chase Bank, N.A. BULAWAYO, Zimbabwe (CMC) Roston Chase got some of his groove back with a resolute half-century but an attempt by West Indies to forge ahead against Zimbabwe in the second Test on Monday was . New! The Culture, Health, Arts, Sports and Education Fund CHASE was incorporated on November 25, 2002 and began We cannot guarantee the accuracy or applicability of any information provided with respect to your individual or personal circumstances. Chase no es responsable, ni proporciona o aprueba los productos, servicios u otros contenidos del sitio Web de terceros al que te diriges. With independence, Newcastle was given to . Please help me get the message out by sharing this article with your friends on social media (links below). The bank offers savings accounts, personal and business loans, cards, and insurance products, as well as stock brokerage and financial management services. Can you bury someone in a dirt grave in Jamaica still? There could still be a Chase compatible ATM near you. Your recipient may need it too. However, they always successfully handle all queries. as well as recognition from numerous prestigious international agencies While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. C.O.K. Here are other features to review: There are multiple ways to pay for your money transfer to Jamaica. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. Paperless statements Digitally access up to 7 years of statements. Using an updated version will help protect your accounts and provide a better experience. To learn more, visit the Banking Education Center. All Chase credit cards offer rental car insurance in Jamaica and my top picks for travel are the Chase Sapphire Preferred and Chase Sapphire Reserve. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. GET THE FACTS; New Road Traffic Regulations; News; Features. In the ensuing years, a number of Building Societies sprung to life and in the year 1865, an Act for the Regulation and Encouragement of Benefit Building Societies was passed. Locally-owned banks. However, the numbers will not be as high as 2019 due to covid 19. When comparing offers or services, verify relevant information with the institution or provider's site. Sign in to your chase.com account and choose the account that you would like to see. Member FDIC. This is not surprising considering that JN is mutually-owned. Remember that some providers will have maximum transfer amounts as well, either as a result of American tax policies or because their service is more limited. Popularity:Like NCB, Scotia Bank enjoys being one of the most popular banks. We will help you pick the best international money transfer service and explain fees and exchange rates. Look at cash transfer providers such as Xe where you can pay with cash and your recipient can collect it as cash or as mobile phone reload on the other end. Security: Jamaica National Security is up there with the other leading banks of Jamaica. Scotia DBG (Parent -The Bank of Nova Scotia), The myths and realities of bankings early wage access trend, Customer Retention in the Digital Age: How Tech Helps Banks Stay Competitive, Why Schools Fail at Teaching Financial Literacy and What You Can Do About It, Fraudsters Targeting Mid-Sized Financial Institutions FRAML Technology Counters Attacks. Others may have very low fees but apply a markup on the exchange rate. These include The Bank of Nova Scotia Jamaica Ltd (BNS), First Caribbean, Citibank, First Global, Sagicor Bank, The National Commercial Bank, JMMB Bank (Jamaica) Limited and Jamaica National (JN) Bank Limited. Some providers may charge the mid-market rate but add fees on top. By Wellesley Gayle | Copyright 2007-2023 My-Island-Jamaica.com | All rights Reserved. Please review its terms, privacy and security policies to see how they apply to you. Paying by bank transfer can take longer usually 25 days. The turnaround time for a money transfer to Jamaica depends on the provider and how you pay for the transfer. Overview; Regulatory Disclosures; Banking, Capital Markets and Advisory Commercial Bank Markets and Securities Services What details do I need to send money to Jamaica? Las polticas de privacidad y seguridad de Chase no se aplican en ese sitio Web. To influence the volume and conditions of supply of credit to promote the fullest expansion in production, trade, and employment, consistent with the maintenance of monetary stability in Jamaica and the external value of the currency. Bank of America Over 16,600 ATMs throughout the United States. Adems, si opta por solicitar los productos de Chase por Internet, tenga en cuenta que todos los documentos relacionados con la cuenta estarn disponibles solo en ingls. However, the banks listed here are the leaders when it comes to Jamaican customers. It is possible to set up a savings account in another country. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Choose your payee, enter the amount, Pay from account and the Send on or Deliver by date, then choose Pay This Bill. Review your payment information and if everything is correct, choose Pay It. Then youll see your payment confirmation. For any further questions, feel free to reach out to us again, were here to help. 0. The bank offers a range of services such as online banking, deposit accounts, life insurance, loans secured and unsecured, stock market trading, etc. (JPMCB). We can help you find the credit card that matches your lifestyle. Finder.com LLC. National Commercial Bank(NCB), one of the top Jamaican banks (if not the top bank), started in Jamaica when the Colonial Bank of London, England commenced operations in Kingston in 1837. Keep your transaction reference number safe so you can track your transfer. 10 Best Performing Jamaican Stocks in the last 10 years. The machine, which was handed over to the National Influenza Centre (NIC) at the University Hospital of the West Indies (UHWI) on October 22, 2021, will allow the NIC to test for variant strains With the impending resumption of face-to-face learning, students and staff at Pondside Primary and Infant School in Hanover will benefit from two newly built classrooms, bathroom facilities, a play area, perimeter fencing among other structural improvements. Remitly and MoneyGram have some of the lowest bank transfer fees of the brands we've compared. Revenue:In its last full financial report in 2019, it shows that the bank generated J$30.7 billion in profit and has under management assets valuing J$1.6 trillion. Send your money transfer to Jamaica. From as early as 1867, the concept of the Building Society was introduced to Jamaica to assist working and middle class people in realizing their dream to own their own home. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. You might be able to use a portion of your home's value to spruce it up or pay other bills with a Home Equity Line of Credit. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. However, despite the coronavirus, the company is still projected to have a profitable year, although somewhat off target. For a better experience, download the Chase app for your iPhone or Android. Home About Us . To make things simpler for you to identity or distinguish advertised or sponsored articles or links, you may consider all articles or links hosted on our site as a commercial article placement. Advertiser Disclosure. Bank deposit accounts, such as checking and savings, may be subject to approval. Mission Statement. You can see both the front and back of your checks. Chase, JPMorgan, JPMorgan Chase, the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit.

Tony Fontanelle Obituary, Articles C

chase bank in jamaica west indies